💰Loan

Fixed Deposit Interest Calculator – Lump Sum & Monthly Savings

Calculate fixed deposit interest for lump-sum or monthly savings plans. Enter principal, term (3 months to 5 years), and annual interest rate to instantly compute maturity interest and total payout. Ideal for comparing bank deposit returns.

Credit Card Installment Calculator · Monthly Fee → Real APR · Newton IRR

Credit card installments often advertise a 0.6%/mo fee, implying ~7% a year — but the true APR is ~13.5%. This tool solves IRR via Newton's method to compute the real APR, plus monthly payment, total fee, and nominal-vs-real comparison. Supports monthly fee rate or total fee rate input.

Housing Fund Loan Calculator · Commercial / Fund / Combined Comparison

Compare three housing loan plans side by side — commercial only, fund only, combined — with monthly payment, total interest and total payment. Default fund rate 3.1% (first home, 5y+), commercial rate 4.5%. Runs locally.

Mortgage Calculator · Equal Payment & Equal Principal

Free mortgage calculator supporting equal payment and equal principal repayment. Instantly see monthly payment, total interest, total repayment and full amortization schedule.

Mortgage Prepayment Calculator · Shorten Term vs Reduce Payment

Enter your existing mortgage and a one-off extra payment to instantly compare the two mainstream plans — shorten the loan term or reduce the monthly payment — with new payment, remaining months, interest saved and months paid off early. Runs locally in your browser.