All Online Tools
ToolCool offers 41 free online tools covering loans, taxes, health, education, daily life, and image processing.
- ✨ New
2026 China Property Deed Tax Calculator for Home Buyers and Investors
Calculate 2026 China property deed tax with the new MOF policy: 1% flat rate for first home, tiered rates for second home, 90sqm bracket and tier-1 city differences supported
- ✨ New
Gaokao Rank Matcher: Reach/Match/Safety Bands
Convert your current-year Gaokao provincial rank to an equivalent rank in last year's pool using the equi-percentile method, with reach/match/safety bands to shortlist universities.
- ✨ New
City Cost of Living Calculator: Monthly Budget & Savings
Estimate monthly living costs across housing, food, transport, telecom and flexible spending by city tier, rental mode and commute, then back-solve the salary needed for a 30% savings rate target.
- ✨ New
PDF to Image Converter - Free Online PDF to JPG/PNG Tool
Free online PDF to image converter. Convert PDF pages to JPG or PNG with custom DPI and page range. Batch export as ZIP. 100% browser-local processing, no upload, fully private and secure.
Image Cropper Online - Free & Aspect Ratio Crop Tool
Free online image cropper supporting 1:1, 4:3, 16:9, 3:4, 9:16 fixed ratios and free crop. Drag to select or input exact pixel values. Pure browser Canvas, keeps PNG transparency, no upload.
Online Image Stitcher - Combine Multiple Images Into One Long Image
Stitch multiple images vertically or horizontally into one long image locally in your browser. Drag to reorder, customize gap and background, export as PNG/JPG/WebP. No server upload.
Online Image Watermark Tool - Batch ID Photo Anti-Theft Generator
Add text or logo watermarks to images locally in your browser. Supports 9-grid positioning, diagonal tiling, batch processing and PNG/JPG/WebP export. Perfect for ID cards and business licenses. Zero upload for full privacy.
Pension Forecast Calculator · How Much Will You Get at Retirement
Enter your age, salary, contribution years, and city to forecast your monthly pension at retirement. Includes 2025 gradual retirement delay reform, basic vs personal account pension breakdown, and comparison across contribution tiers. Fully browser-local.
Online Image Compressor - Local Batch JPG PNG WebP Tool
Compress JPG, PNG and WebP images locally in your browser with batch upload, quality slider, format conversion and zip download. No server upload, fully private.
Image Format Converter - PNG JPG WebP AVIF Local Converter
Convert images between PNG, JPG, WebP and AVIF locally in your browser. Batch processing, quality control, transparent-to-white fill and size limits, with zero upload for full privacy and speed.
Alcohol Metabolism Calculator: When Can I Drive?
Estimate your blood alcohol concentration (BAC) curve with the Widmark formula. Enter gender, weight, drink type and volume to see when you can legally drive under China's 20/80 mg/100ml limits.
QR Code Generator - Online Free Local Browser Tool
Free online QR code generator for text, URLs, WiFi and vCard. Customize error correction level, size and colors, then download as PNG. All processing happens locally in your browser, no upload.
2026 EV Purchase Subsidy & Total Cost Calculator – Out-the-door Price
Estimate your 2026 EV out-the-door price in seconds: combine the renewed purchase-tax exemption, trade-in subsidy, local incentives and dealer discount into one transparent figure. Runs locally in your browser; no data uploaded.
Color Converter · HEX RGB HSL Three-way Conversion
Online color format converter for HEX / RGB / HSL. Type any format, the other two sync instantly with live swatch preview. Runs entirely in your browser — nothing uploaded.
JSON Formatter · Prettify · Minify · Validate
Online JSON formatter / minifier / validator with custom indent, lag-free large inputs, and structured error messages. Runs entirely in your browser — JSON never uploaded, safe for sensitive data.
China Oil Price Adjustment Countdown & Refuel Savings Calculator
Count down China's next fuel price adjustment window based on the NDRC 10-working-day cycle. Combine tank capacity, remaining fuel and expected change to decide whether to fill up now or wait. Supports 92/95/98 gasoline and 0# diesel.
2026 FIFA World Cup Group Stage Points & Qualification Calculator
Enter scores for the 2026 FIFA World Cup 48-team, 12-group stage. Auto-calculates points, goal difference, head-to-head tiebreakers and the 8 best third-placed cross-group rankings to project Round-of-32 qualification.
LLM API Inference Cost Calculator – GPT, Claude, Gemini, DeepSeek
Estimate API costs for GPT, Claude, Gemini, DeepSeek and Qwen LLMs with input/output token pricing, prompt caching discounts and USD-CNY conversion. Forecast daily, monthly and yearly bills to plan your AI product budget with confidence.
Baby Growth Percentile Calculator (WHO & China WS/T 423 Standards)
Calculate baby height, weight, head circumference and BMI percentiles using WHO LMS standards (0-60 months). Supports China WS/T 423-2022 reference data and preterm corrected age. Tracks growth for boys and girls aged 0-5 years.
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Electricity Bill Calculator – Tiered & Time-of-Use Rates
Calculate China residential electricity bills using tiered or time-of-use pricing. Select your province, enter monthly usage or peak/valley/flat hours, and instantly see a tier-by-tier cost breakdown plus total bill. Covers monthly and annual billing for individual and shared meters.
2026 Personal Income Tax Annual Settlement Calculator
Calculate your 2026 personal income tax annual settlement with comprehensive income and special additional deductions support to accurately determine tax payable or refundable amount
Provident Fund Withdrawal Calculator: 7 Cities, 6 Scenarios
Check housing provident fund withdrawal limits for Beijing, Shanghai, Guangzhou, Shenzhen and 3 more cities. Covers 6 withdrawal scenarios — home purchase, loan repayment, rental, resignation, serious illness and retirement — with required materials and frequency rules.
Renovation Material Calculator – Tiles, Paint, Flooring & Baseboards
Calculate tiles, paint buckets, floor planks and baseboard length for your renovation. Enter room dimensions and get accurate quantities with industry-standard waste rates to control your purchasing budget.
2026 May Day Overtime Pay Calculator – Daily Rate Checker
Locked to China's 2026 May Day holiday (May 1–5). Check each day you worked overtime to instantly see per-day and total pay at the correct multiplier: 3× for statutory holidays (May 1–2) and 2× for compensatory rest days (May 3–5). Salary folded locally in your browser — no data uploaded.
Fixed Deposit Interest Calculator – Lump Sum & Monthly Savings
Calculate fixed deposit interest for lump-sum or monthly savings plans. Enter principal, term (3 months to 5 years), and annual interest rate to instantly compute maturity interest and total payout. Ideal for comparing bank deposit returns.
2026 Pension Adjustment Simulator · Flat + Service + Level-linked + Age Bonus
Enter monthly pension, service years, retirement age, and province to simulate the 2026 pension adjustment — flat ¥46, tiered service-year bonus (¥1.0–2.5/year), level-linked ratio (1.0–1.5% by province), and senior bonus (¥40–100 from age 65). Fully browser-local.
BMR & TDEE Calculator · Mifflin-St Jeor + Harris-Benedict · 5 Activity Levels
Enter gender, age, height, weight to get Basal Metabolic Rate (BMR) instantly and TDEE across 5 activity levels, plus cut / maintain / bulk calorie targets. Switch between Mifflin-St Jeor (recommended) and Harris-Benedict formulas. Fully local.
Credit Card Installment Calculator · Monthly Fee → Real APR · Newton IRR
Credit card installments often advertise a 0.6%/mo fee, implying ~7% a year — but the true APR is ~13.5%. This tool solves IRR via Newton's method to compute the real APR, plus monthly payment, total fee, and nominal-vs-real comparison. Supports monthly fee rate or total fee rate input.
English Level Converter · CEFR ↔ CET / IELTS / TOEFL / PTE
Enter a score, get CEFR level (A1-C2) instantly plus cross-reference for CET / IELTS / TOEFL / PTE. Based on British Council, ETS, Cambridge Assessment official mapping. Essential for grad apps, CVs, job hunting.
GPA Calculator · 4.0 / 4.3 / 4.5 / 5.0 Scales · Weighted & Arithmetic
Required for grad-school apps, scholarships. Enter scores & credits once; see GPA across 5 scales (US 4.0, 4.0-improved, 4.3, 4.5, Tsinghua 5.0 capped at 4.8) with weighted & arithmetic modes. Formulas per WES & CSCSE.
Interest Calculator · Simple / Compound / SIP · With Effective Annual Rate
Three modes in one · simple / compound (annual/quarterly/monthly/daily) / SIP (monthly contributions). Outputs total, interest, effective annual rate, and year-by-year breakdown. Formulas per PBoC & Investopedia. All local.
Pregnancy Due Date Calculator · Gestational Age & Trimester
Enter your LMP (last menstrual period) to instantly get due date (Naegele's rule · LMP + 280 days), current gestational age (w+d), trimester (1st/2nd/3rd), countdown, and estimated conception date. Non-28-day cycles auto-adjusted. All local.
Social Security & Housing Fund Calculator · 6 Major China Cities
Enter pre-tax monthly salary and city (Beijing / Shanghai / Shenzhen / Guangzhou / Hangzhou / Chengdu / generic) to instantly get personal and employer contributions for all 5 insurances and housing fund, with base cap/floor auto-clamped. Aligned with 2024 SHRSS windows. Runs locally in your browser.
Age Calculator · Years, Months, Days, Next Birthday
Enter a birth date to instantly compute exact age in years/months/days, Chinese nominal age, total days/hours lived, days to next birthday and zodiac sign. All computed locally.
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BMI Calculator · Body Mass Index with Healthy Weight Range
Instantly compute your Body Mass Index (BMI) from height and weight, switch between metric/imperial, compare WHO international vs Chinese (WS/T 428) Asian-population categories and see your healthy weight range. Runs entirely in your browser.
Housing Fund Loan Calculator · Commercial / Fund / Combined Comparison
Compare three housing loan plans side by side — commercial only, fund only, combined — with monthly payment, total interest and total payment. Default fund rate 3.1% (first home, 5y+), commercial rate 4.5%. Runs locally.
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2025 Individual Income Tax Calculator (China) · Cumulative Withholding
Calculate your monthly China personal income tax under the 2025 comprehensive-income cumulative-withholding method. Supports salary, social insurance, itemized deductions and start month, with a monthly schedule.
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Mortgage Calculator · Equal Payment & Equal Principal
Free mortgage calculator supporting equal payment and equal principal repayment. Instantly see monthly payment, total interest, total repayment and full amortization schedule.
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Mortgage Prepayment Calculator · Shorten Term vs Reduce Payment
Enter your existing mortgage and a one-off extra payment to instantly compare the two mainstream plans — shorten the loan term or reduce the monthly payment — with new payment, remaining months, interest saved and months paid off early. Runs locally in your browser.
Unit Converter · Length, Mass and Temperature
Online conversion across length (m/cm/mm/km/in/ft/yd/mi), mass (kg/g/t/lb/oz) and temperature (°C/°F/K). Enter a value to see the full matrix across all units in the same category. Runs locally in your browser.
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Year-End Bonus Tax Calculator · Separate vs Combined Comparison
Enter monthly salary, insurance, special deductions and annual bonus to instantly compare two tax methods — separate taxation vs combining into comprehensive income — across annual tax, effective rate, and net income. Policy aligned with China's 2023 extension through 2027. Runs locally in your browser.